Limited Lifetime Structural Warranty

Premier Pontoons include a limited lifetime structural warranty for the original owner covering the pontoon tubes and primary structural components, subject to factory terms and conditions.

10-Year Bow-to-Stern Warranty

Premier also provides a limited 10-year bow-to-stern warranty covering major pontoon components. This helps protect owners against manufacturing defects beyond basic structural coverage.

Transferability

Portions of the Premier warranty may be transferable to a subsequent owner, which can help support long-term value. Transfer eligibility, timelines, and fees are defined by Premier Marine.

Factory-backed coverage

All warranty coverage is backed directly by Premier Marine and administered according to the current model-year warranty policy. Warranty registration and adherence to factory requirements are necessary for full coverage.

Premier Pontoons are known for quality construction, thoughtful layouts, and a wide range of performance options designed around how people actually use their boats. From comfortable cruising pontoons to high-performance triple-tube setups, Premier builds models for families, entertaining, tubing, and long days on the water.

Unlike most pontoon and RV manufacturers that are built in Elkhart, Indiana, Premier Pontoons are built in Big Lake, Minnesota—where real lake use, changing conditions, and Midwest boating lifestyles directly influence how these boats are designed and built. With multiple floorplans, lengths, and horsepower options, buyers can choose a pontoon that fits their lake, budget, and boating style.

Financing and insurance assistance available — handled start to finish.

20' Twin-Tube Pontoon

40HP 12–15 mph, 50HP 14–17 mph, 60HP 15–18 mph, 75HP 18–22 mph, 90HP 20–25 mph, 115HP 23–28 mph

22' Twin-Tube Pontoon

40HP 11–14 mph, 50HP 13–16 mph, 60HP 15–18 mph, 75HP 17–22 mph, 90HP 20–25 mph, 115HP 22–28 mph, 150HP 26–32 mph

25' Twin-Tube Pontoon

60HP 13–16 mph, 75HP 15–19 mph, 90HP 17–22 mph, 115HP 20–25 mph, 150HP 23–28 mph

20' Triple-Tube Pontoon

90HP 28–32 mph, 115HP 32–36 mph, 150HP 36–40 mph

22' Triple-Tube Pontoon

90HP 30–34 mph, 115HP 34–38 mph, 150HP 38–42 mph, 200HP 42–46 mph, 250HP 45–49 mph, 300HP 48–52 mph

25' Triple-Tube Pontoon

90HP 28–32 mph, 115HP 32–36 mph, 150HP 36–40 mph, 200HP 40–45 mph, 250HP 44–48 mph, 300HP 46–50 mph

Light cruising only

40–70HP works for slow cruising and relaxed lake use with very light passenger loads. Best suited for no-wake cruising and short lake runs.

Cruising only

60–90HP works well for relaxed lake days with lighter passenger loads. Comfortable cruising speed with limited towing capability.

Kids tubing

90–115HP provides enough pull and throttle response for most family tubing use while maintaining comfortable cruising.

Adult tubing or faster cruising

115–150HP recommended to improve acceleration and maintain speed with passengers onboard.

Rough water, bigger lakes, or frequent passengers

150HP+ offers better control and ride quality when carrying heavier loads or operating at higher speeds.

40–70HP

Not recommended for tubing. Best suited for cruising only.

90HP

Can pull a small tube with kids and a light passenger load. Longer takeoff time.

115HP

Ideal for kids tubing. Smooth pull with a normal passenger load.

150HP+

Stronger pull and quicker acceleration, especially with more people onboard or larger tubes.

A twin-tube pontoon with a 115HP engine delivers enough speed to comfortably cruise, pull kids tubing, and get across the lake without feeling slow or strained. It provides responsive acceleration with a normal passenger load while staying within the performance range a twin-tube pontoon is designed for.

This setup hits the best value point because it adds meaningful real-world capability without unnecessary cost. Lower horsepower can feel limited when the boat is loaded, while higher horsepower increases price with smaller gains for typical lake use. A 115HP twin-tube offers practical speed, simple ownership, and dependable performance for how most families actually use their pontoon. Delivers strong real-world performance without unnecessary fuel usage or higher purchase price. Most Minnesota pontoon owners spend their time cruising, tubing, and enjoying weekends on smaller to mid-size lakes, which is why twin-tube 115HP setups are the most common choice we sell.

With no legs

Lightest setup. Best acceleration and top speed for a given horsepower.

With legs

Added weight can slightly reduce acceleration and top speed. The effect is more noticeable at lower horsepower and minimal at 115HP and above.

Convenience and resale value

Legs provide a built-in way to lift the pontoon out of the water anywhere—from the dock to the shoreline to the sandbar—without a separate lift. Legs stay with the boat and add resale value.

Bunk Trailer

A bunk trailer supports the pontoon on long carpeted bunks that run the length of the tubes. This style spreads the boat’s weight evenly, provides a smoother ride while towing, and is well suited for frequent trailering and highway use. Bunk trailers load and unload easily at most public ramps and are the most common option for customers who move their pontoon regularly.

A scissor trailer supports the pontoon using cradle-style arms that lift the boat from underneath. This design reduces overall trailer length and can be helpful in tight storage spaces or shallow ramps. Because the boat’s weight is carried at specific lift points, loading requires more alignment, and scissor trailers are typically favored for short moves or seasonal use rather than frequent long-distance towing.

Trailering a pontoon is straightforward and similar to towing other large recreational boats. Because pontoons are wider and sit higher than many fiberglass boats, they require a little more space when turning, backing, and parking. Once underway, they tow smoothly and predictably on the highway.

Bunk trailers support the pontoon along the length of the tubes, spreading the boat’s weight evenly. This design provides stable towing and makes loading and unloading consistent at most public ramps. With a slow, straight approach, the pontoon settles onto the bunks evenly and centers naturally.

Ramp depth and angle can affect how far the trailer needs to be backed into the water. Deeper or steeper ramps make loading easier, while shallower ramps may require backing in a bit farther. After a few launches, most owners find the process quick and routine.

Overall towing weight includes fuel, gear, and accessories in addition to the boat itself. When properly matched to the tow vehicle, pontoon trailering is comfortable and manageable for regular use.

Launching and Loading a Pontoon – What to Expect

Launching and loading a pontoon is easy once you understand one difference: pontoons don’t self-center like many V-hull boats. The key is a slow, straight approach and the correct trailer depth. With a bunk trailer, the goal is to have the pontoons float just enough to guide onto the bunks—too shallow and the boat will fight you, too deep and it can drift and load crooked.

At the ramp, most first-time owners do best with this basic routine: back in until the rear portion of the bunks is wet and the pontoons start to float slightly, then load slowly with the motor straight. A controlled idle is usually better than trying to “power load” aggressively. The bunks are there to guide the boat—let them do their job.

Ramp conditions matter more than people realize. Steeper ramps usually load easier because the trailer reaches depth quickly. Shallow ramps or low water levels often require backing in farther, which is normal. Wind is the biggest variable: even a small crosswind can push the boat sideways. When it’s windy or busy at the ramp, the best strategy is simply slowing everything down and staying straight—most loading issues are caused by approaching at an angle.

When the boat is loaded correctly, it will sit evenly and square on the bunks. If it’s a little off, it’s typically faster to reposition while still in the water than to strap it down and “hope it fixes itself.” After a few launches at the same lake, most owners get a feel for the exact trailer depth that works best and the entire process becomes quick and repeatable.

Most full-size trucks and many SUVs can tow a pontoon, but the right way to think about it is: can your vehicle safely handle the total loaded trailer, not just the boat. The true towing weight includes the trailer itself, fuel in the boat, batteries, coolers, anchors, lines, life jackets, and any accessories. It adds up faster than people expect.

Two things matter just as much as “towing capacity”: hitch setup and control. A properly rated hitch, correct ball height, and a level trailer make a pontoon tow dramatically better. When the trailer sits level, you get better stability, better braking feel, and less sway. If the trailer tongue is too high or too low, towing can feel loose or bouncy and braking can feel inconsistent.

If a customer plans to trailer regularly, a factory tow package is a big advantage because it typically includes upgraded cooling, wiring, and towing calibration. It’s not about raw power—it’s about staying stable, staying cool, and stopping confidently. For occasional trailering a few miles to a local lake, many SUVs do fine. For frequent highway towing, a half-ton or larger truck generally feels more planted and less “busy” behind the wheel.

A simple rule for customers: if you want towing to feel relaxed, choose a vehicle that is comfortably capable—meaning it tows without the engine working hard, brakes without drama, and stays stable in crosswinds and passing traffic. That “comfortable margin” is what makes towing feel easy.

Pontoon fuel usage varies widely because it depends more on how the boat is used than on the size of the fuel tank. Speed, passenger load, and how often the engine is run at higher throttle settings all have a significant impact on consumption.

At cruising speeds, pontoons are very fuel efficient. Many owners who use their pontoon for evening cruises, relaxing, and slow lake laps only burn a small amount of fuel each outing. In these cases, it’s common for a single tank of fuel to last an entire season or longer, especially when the boat is used only on weekends.

Fuel usage increases when throttle is pushed higher. Pulling tubes, carrying heavier passenger loads, running long distances, or operating at higher speeds causes the engine to work harder and burn fuel faster. Owners who regularly tube, cruise at higher speeds, or spend extended time on the water may go through a tank of fuel much more quickly, sometimes in a week of heavy use.

Horsepower also affects fuel usage, but not in the way many people expect. A properly powered pontoon cruising at moderate speeds often uses similar fuel to a lower-horsepower boat working harder to do the same job. Fuel consumption rises most noticeably when running at wide-open throttle, regardless of engine size.

In simple terms, slow cruising uses very little fuel, while sustained high-speed operation uses significantly more. Most pontoon owners fall somewhere in between, which is why fuel usage can range from a few tanks per season to frequent refueling depending on how the boat is enjoyed. Most Minnesota pontoon owners spend their time cruising, tubing, and enjoying weekends on smaller to mid-size lakes, which is why twin-tube 115HP setups are the most common choice we sell.

Our Start-to-Finish Process (We Handle Everything)

We handle the financing and insurance process from start to finish. From the initial loan application to lender approval to insurance coordination, we manage the communication and paperwork so customers do not have to work with multiple banks or insurance contacts on their own.

We work with multiple local and regional lenders, prepare and submit all required documentation, review approval terms with you, and assist with insurance quotes when needed. This streamlined approach helps avoid delays, confusion, and last-minute surprises and allows everything to be completed in one place from approval through delivery.

Down Payment Expectations

Down payment requirements vary based on credit profile, loan structure, and lender guidelines. While some customers qualify for lower amounts, down payments can range from $0 up to approximately 10% of the purchase price, OAC (on approved credit).

On average, most customers place around $1,000 down.

The exact down payment required is determined by the lender at the time of approval and may vary based on individual credit factors and loan terms.

Typical Monthly Payments

Monthly payments depend on purchase price, down payment, loan term, interest rate, and credit approval. On a typical $40,000 pontoon, many customers see average monthly payments around $450, OAC.

A helpful rule of thumb at current rates is just over $10 per month for every $1,000 financed, depending on final lender terms.

Estimated payment examples using a 180-month term at approximately 7.79% APR (rates and terms subject to lender approval):

1. $30,000 financed: approximately $280–$310 per month
2. $40,000 financed: approximately $375–$420 per month
3. $50,000 financed: approximately $470–$520 per month
4. $60,000 financed: approximately $560–$620 per month
5. $70,000 financed: approximately $650–$720 per month

Actual payments may be higher or lower depending on rate, term, fees, down payment, and individual credit profile.

Loan Term Length and Flexibility

Loan terms typically range from 60 months up to 240 months, depending on lender and approval profile. Most customers choose 180 months, which keeps payments manageable while providing flexibility.

Many loans have zero or minimal prepayment penalties, allowing customers to pay extra or pay off the loan early if they choose. Loan terms and prepayment conditions vary by lender and approval.

Insurance – What to Expect (Minnesota)

Insurance protects both the owner and the pontoon and is typically required when financing. In Minnesota, most pontoon owners carry full coverage for liability and physical damage.

For a typical $40,000 pontoon in Minnesota, insurance costs commonly fall within these ranges:

Annual cost estimates

1. Basic / liability-focused coverage: approximately $150–$300 per year
2. Full / comprehensive coverage: approximately $300–$700 per year
3. Higher-value boats, larger engines, or premium coverage: may approach $800–$1,000 per year

Monthly equivalent

1. Roughly $25–$75 per month, depending on coverage level

We can assist with obtaining insurance quotes as part of the purchase process. This allows customers to understand expected insurance costs before delivery and ensures coverage is in place when required by the lender.

Customers may use their own insurance provider or request assistance through us by filling out a contact form or giving us a call. We coordinate the timing and required information so insurance does not delay delivery.

Insurance Assistance (Handled In-House)

We can assist with obtaining insurance quotes as part of the purchase process. This allows customers to understand expected insurance costs before delivery and ensures coverage is in place when required by the lender.

Customers may use their own insurance provider or request assistance through us by filling out a contact form or giving us a call. We coordinate the timing and required information so insurance does not delay delivery.

One-Stop Experience

From application to approval to insurance coordination, we handle the process end-to-end. Customers work with one team instead of multiple banks and insurance contacts, making the purchase experience clear, efficient, and stress-free.

Standard Factory Warranty

Yamaha outboard engines include a limited factory warranty of up to 3 years, covering defects in materials and workmanship, depending on engine model and year.

Extended Warranty Availability

At the time of purchase, factory-backed Yamaha extended warranty options may be available, allowing coverage to be extended beyond the standard warranty period.

Nationwide Service Network

Yamaha warranties are supported by a large nationwide dealer network, providing access to authorized service whether boating locally or traveling.

Separate from Pontoon Warranty

The Yamaha engine warranty is separate from the pontoon manufacturer warranty and is administered directly by Yamaha Motor Corporation under their published warranty terms.